Building Prosperity with SME Financing Apply Now

At Home Capital’s SME Financing empowers small and medium enterprises by providing unsecured, affordable business loans processed in less than an hour. Despite their potential, many SMEs face stagnation due to lack of a trusted financial partner. Our loans with flexible repayments offer the capital you need to achieve your business goals. Since inception, we’ve disbursed 30 million KES to SMEs, approved 5000 loans, with 99% of clients requesting repeat loans and 99% repaying on time. Our SME financing product offers the best option than what is already in the market by providing the much needed capital with ease to the enterprising people who are willing to go out and achieve

Benefits of our SME financing.

Financial stability
  • We provide financial stability to entrepreneurs who access our instant and affordable capital thus they enabled to earn an extra income thus stabilize their business cash flow
Financial inclusion
  • Our product largely caters for the unbanked majority whose businesses would traditionally have been subjected to tiresome banking processes before funding.
Empowerment
  • We nurture and empower the resilience of the entrepreneurs who will otherwise have fallen prey to predatory lending.
No collateral lending and flexible repayments
  • Our clients aren't required to pledge any asset or anything else as security for the loan. We solely depend on the client's business perfomance rather than tangible security.

Features of SME Financing

Flexible Terms

Enjoy loans with repayment plans tailored to your cash flow, making it easy to manage your finances.

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Flexible Terms Illustration

Quick Processing

Approvals in under 12 hours for new clients, and disbursements often within an hour for repeat clients.

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Quick Processing Illustration

No Collateral

We use your sales records to assess affordability, eliminating the need for traditional collateral.

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No Collateral Illustration

Why Choose SME Financing?

Our customized financial solutions are tailored to your unique needs, backed by a dedicated team committed to your success. We foster a collective approach to address shared financial challenges, ensuring transparency, integrity, and customer focus in every interaction.

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Flexible Repayments

Quick Processing

Business Mentorship

No Collateral Required

Qualifications

  • Kenyan ID
  • Sole owner of a business for over 6 months
  • License to prove ownership
  • One guarantor

Application Process

  • Step 1: Submit your application via form or call 0114534217/0114534249
  • Step 2: Our team verifies your business data within 12 hours
  • Step 3: Loan disbursed, often within an hour for repeat clients
  • Step 4: Flexible repayments options.

Ready to Grow Your Business?

Apply for SME Financing and access fast, flexible funding. Call 0114534217 or 0114534249 for support.

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